If you’re new here, I journal daily and I allocate points for many of my daily tasks. At the end of the day, I add up these points, convert them to dollars at my $0.20 per 10 points rate, and set that money aside for a goal of my choice. This year, my goal is to pay off my $20,000 loan as quickly as possible, so all the money I get from these daily savings go towards paying my loan.
I pay this money from my own pocket, on a daily basis. It’s a small amount, usually around $1, that can easily be saved by mindful shopping and reducing waste. So not only that I save money, but I become more mindful about my spending habits.
Let’s see how these five days unravel.
16 February 2026, Monday
Happy Monday everyone! I am so happy that we got a great night sleep! We woke up at 8 and started the day with an energizing cup of coffee for me and a vitamins milk for my son, 5 points for the coffee. I washed the dishes and milk bottles to make space for other tasks, 10 points. I worked on redoing my bathroom, 10 points. And managed to create 2 short videos, 20 points. I spent sweet quality time with my adorable son, 10 points.
- coffee, 5 points
- dishes and milk bottles, 10 points
- laundry, 5 points
17 February 2026, Tuesday
My son surprised us in the night and woke up around 2 am and stayed up for 3 hours. We got back to sleep and started our day a little later than usual. I made a cup of coffee, 5 points. My mother did the dishes and milk bottles, which helped a lot, so I quickly worked on two shorts for my content creation project, 20 points. Then continued working on my bathroom project, 10 points.
18 February 2026, Wednesday
Since yesterday it was windy outside, but in the night it snowed a lot, and when we woke up everything was covered in snow. My mother made coffee, so I got out of bed to savor my coffee directly. I got an order on Vinted, for $5.78, so I packed it and went to the easybox to deliver it, I also picked up some orders that arrived at easybox. I manage to film a sweet cat and also made a short, 10 points. And I took out the recyclables, 5 points. I logged my workday, it was a pretty busy one, with 3 meetings and lots of tasks, 5 points. Midday, I took a break and took my son out for a walk in the snow, it was so fun! 10 points. I didn’t do much else, my mother also helped with the dishes and milk bottles. I squeezed in 2 loads of laundry, 10 points. I took 3,000 steps for fitness, 3 points.
- content creation, 10 points
- recyclables, 5 points
- work, 5 points
- walk with my son, 10 points.
- laundry, 10 points
- fitness, 3 points
19 February 2026
My mother made coffee this morning, it’s so good to wake up and just savor a good cup of coffee! After the energy kicked in, I started working on my accounting documents, as I forgot to send them and I’m very late! 10 points.